Home Insurance

Landlords Insurance provides peace of mind by protecting property and contents from damage or loss whilst also protecting their legal liabilities as a property owner.

Also known as buy-to-let insurance, it typically includes buildings insurance to protect against structural damage, and contents cover if you're renting out a property.

Landlord insurance normally covers:-

• Loss of rent (including ground rent) receivable if the property is made uninhabitable
• Damage to your property (by the tenant)
• Alternative accommodation for your tenants
• Liability for accidents in your property causing injury

Optional extras:-

• Cover the cost of repairs for emergencies like burst pipes, gas leaks and pest infestations.
• Provide legal protection for any disputes that may arise with your tenants like the recovery of outstanding rent.
• Compensate you for loss of rent so you can still meet your mortgage repayments if an accident renders your property non-rentable.