Home Insurance

This type of cover is valid for a period of up to 120 days from the policy start date. It protects your initial expenses (e.g. solicitor fees, valuation fees – in the event of unwelcomed survey results)

Offers protection against:-

• Gazumping - The seller receives and accepts an offer which is at least £1,000 more than the offer that was accepted from your client.
• Seller Withdrawal - The property is withdrawn from sale by the seller.
• Adverse Survey - Prior to the release of funds the mortgage lender insists on rectification work to the property, that cost more than 10% of the sum offered and accepted.
• Down Valuation - The mortgage lender’s valuation of the property is less than 95% of the sum that was offered and has been accepted.
• Changes in Employment - Your client is made redundant or asked to relocate by their employer resulting in your client not being able to continue with the house purchase.
• Unexpected Death - Causing the sale of the property to fail.