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Home buyers Protection

Home-buyers-Protection-1

This type of cover is valid for a period of up to 120 days from the policy start date. It protects your initial expenses (e.g. solicitor fees, valuation fees – in the event of unwelcomed survey results)

Offers protection against:-

  • Gazumping - The seller receives and accepts an offer which is at least £1,000 more than the offer that was accepted from your client.
  • Seller Withdrawal - The property is withdrawn from sale by the seller.
  • Adverse Survey - Prior to the release of funds the mortgage lender insists on rectification work to the property, that cost more than 10% of the sum offered and accepted.
  • Down Valuation - The mortgage lender’s valuation of the property is less than 95% of the sum that was offered and has been accepted.
  • Changes in Employment - Your client is made redundant or asked to relocate by their employer resulting in your client not being able to continue with the house purchase.
  • Unexpected Death - Causing the sale of the property to fail.

MOST INSURANCE AND PROTECTION PLANS HAVE NO CASH IN VALUE AT ANY TIME UNLESS STATED OTHERWISE. THEY CEASE AT THE END OF THE PLAN TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

PP Finances is a trading style of PP Associates Limited . PP Associates Limited is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

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Registered Office address : PP Finances, 41 Station Road, Basement Suite 3 and 4, Harrow HA1 2UA

Registration number: 07836928, Country: England and Wales, United Kingdom

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