Mortgages

We have access to most lenders from across the market and so can offer you comprehensive range of mortgage products available to intermediaries.

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Buy to Let Mortgages

Investment Buy to Let
Consumer Buy to Let

Investment Buy to Let (Standard BTL is non regulated)

The purchase of the property is for business purposes for long term income and / or asset growth. Property purchased with an intention to rent it out and neither you nor your relative has ever lived and do not intend to live ever is classed as Investment Buy to Let mortgage contract. They are designed for property investors and private landlords.

Consumer Buy to Let (CBTL is regulated)

These type of buy to let properties constitute of very small numbers and are short-term solution due to client’s circumstantial changes. eg. Accidental landlords - A borrower with no other let properties wishing to obtain a mortgage on a property that has either been inherited or has previously been occupied by the borrower or related person at any time will be classed as Consumer Buy to let mortgage contract.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FCA DOES NOT REGULATE WILL WRITING, TRUST, ESTATE AGENTS, COMMERCIAL MORTGAGES, BUSINESS FINANCE, SOLICITORS, SURVEYORS, ACCOUNTANTS AND DOES NOT REGULATE SOME FORMS OF BUY TO LET MORTGAGES, BRIDGING LOANS, INHERITANCE TAX/TAX PLANNING, AUCTION FINANCE.
FOR WILL WRITING, TRUST, ESTATE AGENTS, COMMERCIAL MORTGAGES, BUSINESS FINANCE, SOLICITORS, SURVEYORS, ACCOUNTANTS, INHERITANCE TAX/TAX PLANNING, AUCTION FINANCE, SECURED LOAN/SECOND CHARGE WE ACT AS INTRODUCERS ONLY.

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Country of Registration: England and Wales, United Kingdom